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1999-2008 Access Direct Insurance All rights reserved.  About Us |  Contact Us
1999-2008 Access Direct Insurance All rights reserved.  About Us |  Contact Us
1999-2008 Access Direct Insurance All rights reserved.  About Us |  Contact Us
 
     Life Insurance for Your Dependants  - Spouse and Children

  • In certain circumstances, it may be advisable to purchase life insurance on children;
    generally, however, such purchases should not be made in lieu of purchasing
    appropriate amounts of life insurance on the family breadwinner(s).

  • It is of utmost importance that the income earning capacity of the primary breadwinner be
    fully protected, if possible, through the purchase of the required amount of life insurance
    before contemplating the purchase of life insurance on children or on a non-wage
    earning spouse.

  • In a dual-earning household, it is important to protect the income earning capacity of both
    spouses. Life insurance on a non-wage earning spouse is often recommended for the
    purpose of paying for household services lost at this individual's death.
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